State Statutes & Laws

Alabama

Tax overage state statutes: Title 40-10-28

Mortgage foreclosure statutes: https://law.justia.com/codes/alabama/2019/title-35/chapter-10/

Alaska

Tax overage statutes: https://codes.findlaw.com/ak/title-29-municipal-government/ak-st-sect-29-45-480.html

(make sure you file within 6 months or funds gone)

Mortgage foreclosure statutes: https://www.akleg.gov/basis/statutes.asp

Arizona

Statutes: https://www.azleg.gov/ars/33/00812.htm

They do Tax lien and mortgage foreclosures finder fee capped at $2,500

Arkansas

Tax overage statutes: https://codes.findlaw.com/ar/title-26-taxation/ar-code-sect-26-37-205.html

Mortgage foreclosure statutes: https://law.justia.com/codes/arkansas/2017/title-18/subtitle-4/chapter-50/section-18-50-109/

No limit for mortgage foreclosures, but for tax overages 10% is cap

California

Tax overage statutes: https://casetext.com/statute/california-codes/california-revenue-and-taxation-code/division-1-property-taxation/part-8-distribution/chapter-13-distribution-of-proceeds-from-sale-of-tax-deeded-property/section-4675-claim-for-excess-proceeds

Mortgage foreclosure: https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=2924k

No cap on how much you can charge but for tax overages you have 12 months to get a claim in after they have posted final sale information, for mortgage foreclosure use an attorney and provide the service of assisting the attorney bringing them leads.

Colorado

Mortgage foreclosures: https://leg.colorado.gov/bills/hb16-1090

Must wait 2 ½ years before you can assist and capped at 20%, if you wait 3 years then you can get up to 30%

Connecticut

Tax overage statutes: https://law.justia.com/codes/connecticut/2018/title-12/chapter-204/section-12-157/

Mortgage foreclosure statutes: https://www.cga.ct.gov/current/pub/chap_846.htm

Delaware

Tax overage statute: https://law.justia.com/codes/delaware/2018/title-9/chapter-87/subchapter-iv/section-8779/

Mortgage foreclosure statute: https://law.justia.com/codes/delaware/2018/title-10/chapter-49/subchapter-xi/section-5067/

DC

Tax overage statute: https://code.dccouncil.gov/us/dc/council/code/sections/47-1307.html

Mortgage foreclosure statute: https://code.dccouncil.gov/us/dc/council/code/titles/42/chapters/8/

Florida

Tax overage statute: http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0100-0199/0197/Sections/0197.582.html

Mortgage foreclosure statute: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0045/0045.html

For Mortgage foreclosures, recommended to use an attorney but if you use an assignment of interest you'll be capped at 12%

Georgia

Tax overage statute: https://law.justia.com/codes/georgia/2018/title-48/chapter-4/article-1/section-48-4-5/

Mortgage foreclosure statute: https://law.justia.com/codes/georgia/2018/title-44/chapter-14/article-7/part-2/section-44-14-190/

Just because the county says they don't work with third parties doesn't mean you can't work there, just use an attorney

Hawaii

Tax overage statute: https://law.justia.com/codes/hawaii/2009/volume-04/title-14/chapter-246/hrs-0246-0063-htm/

Mortgage foreclosure statute: https://law.justia.com/codes/hawaii/2018/title-36/chapter-667/section-667-31/

Deposited in state fund must wait 24 months then capped at 25%

Idaho

Tax overage statute: https://legislature.idaho.gov/statutesrules/idstat/Title31/T31CH8/SECT31-808/

Mortgage foreclosure statute: https://legislature.idaho.gov/statutesrules/idstat/title45/t45ch15/sect45-1507/

Illinois

Mortgage foreclosure statute: https://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=073500050HArt.+XV&ActID=2017&ChapterID=56&SeqStart=107200000&SeqEnd=115900000

Indiana

Tax overage statute: https://law.justia.com/codes/indiana/2016/title-6/article-1.1/chapter-24/

Mortgage foreclosure statute: https://iga.in.gov/legislative/laws/2017/ic/titles/032

For tax overages capped at 10%

Iowa

Mortgage foreclosure statutes: https://www.legis.iowa.gov/docs/code/2018/654.7.pdf

Kansas

Tax overage statutes: https://www.ksrevisor.org/statutes/chapters/ch79/079_028_0003.html

Mortgage foreclosure statues: http://kslegislature.org/li_2012/b2011_12/statute/058_000_0000_chapter/058_002_0000article/058002_0013_section/058_002_0013_k/

Kentucky

Mortgage foreclosure statute: https://law.justia.com/codes/kentucky/2022/chapter-426/section-426-552/

Louisiana

Mortgage foreclosure statute: http://www.legis.la.gov/legis/Law.aspx?d=111445

Maine

Tax overage statute: https://legislature.maine.gov/statutes/36/title36sec949.html

Mortgage foreclosure statutes: https://www.mainelegislature.org/legis/statutes/14/title14sec6203-A.html

Maryland

Tax overage statues: https://codes.findlaw.com/md/tax-property/

Mortgage foreclosure statute: https://www.dllr.state.md.us/finance/industry/frforeclosuresurplus.shtml

Massachusetts

Tax overage statutes: https://law.justia.com/codes/massachusetts/2006/gl-pt1-toc/60-28.html

Mortgage foreclosure statute: https://malegislature.gov/Laws/GeneralLaws/PartII/TitleI/Chapter183/Section27

Michigan

Tax overage statutes: http://www.legislature.mi.gov/(S(eomgnl1nuihbcvr112aa221h))/mileg.aspx?page=GetObject&objectname=mcl-211-78t

Mortgage foreclosures: http://www.legislature.mi.gov/(S(oq4scmrnqkdlmbg4uj4leou5))/mileg.aspx?page=GetObject&objectname=mcl-600-3252

Minnesota

No Tax overages, could change in the future

Mortgage foreclosure statute: https://www.revisor.mn.gov/statutes/cite/580.01

Mississippi

Tax overage statute: https://law.justia.com/codes/mississippi/2018/title-27/chapter-41/general-provisions/section-27-41-77/

Mortgage foreclosure statute: https://law.justia.com/codes/mississippi/2010/title-89/

Missouri

Tax overage statute: https://revisor.mo.gov/main/OneSection.aspx?section=140.230&bid=35004&hl=

Mortgage foreclosure statute: https://revisor.mo.gov/main/OneSection.aspx?section=443.410

Montana

Tax overage statutes: https://leg.mt.gov/bills/mca/title_0150/chapter_0180/part_0020/section_0210/0150-0180-0020-0210.html

Mortgage foreclosure statute: https://leg.mt.gov/bills/mca/title_0710/chapter_0010/part_0030/section_0160/0710-0010-0030-0160.html

Nebraska

Mortgage foreclosure statute: https://nebraskalegislature.gov/laws/statutes.php?statute=76-1011

Nevada

Tax overage statute: https://www.leg.state.nv.us/NRS/NRS-361.html#NRS361Sec610

Mortgage foreclosure statute: https://www.leg.state.nv.us/NRS/NRS-040.html#NRS040Sec462

Tax overages capped at 10% mortgage foreclosures $2,500

New Hampshire

Tax overage statute: https://www.gencourt.state.nh.us/rsa/html/V/80/80-88.htm

Mortgage foreclosure statute: https://law.justia.com/codes/new-hampshire/2015/title-xlviii/chapter-479/

New Jersey

Tax overage statue: https://law.justia.com/codes/new-jersey/2013/title-54/section-54-38-6/

Mortgage foreclosure surplus: https://law.justia.com/codes/new-jersey/2018/title-2a/chapter-50/section-2a-50-37/

New Mexico

Tax overage statute: https://codes.findlaw.com/nm/chapter-7-taxation/nm-st-sect-7-38-71.html

Mortgage foreclosure statute: https://www.lawserver.com/law/state/new-mexico/nm-statutes/new_mexico_statutes_48-10-15

New York

Tax overage statute: https://codes.findlaw.com/ny/real-property-tax-law/rpt-sect-1194/

Mortgage foreclosure statute: https://codes.findlaw.com/ny/real-property-actions-and-proceedings-law/

North Carolina

Tax overage statute: https://www.ncleg.gov/EnactedLegislation/Statutes/PDF/BySection/Chapter_105/GS_105-374.pdf

Mortgage foreclosure statute: https://www.ncleg.gov/EnactedLegislation/Statutes/PDF/BySection/Chapter_45/GS_45-21.31.pdf

$1,000 cap for recovery

North Dakota

Tax overage statute: https://casetext.com/statute/north-dakota-century-code/title-57-taxation/chapter-57-28-rights-of-county-when-lands-not-redeemed/section-57-28-20-disposition-of-proceeds-of-sales

Mortgage foreclosure statute: https://www.ndlegis.gov/cencode/t32c19.pdf

Ohio

Tax overage statute: https://www.butlercountytreasurer.org/egov/apps/document/center.egov?view=item&id=2

Mortgage foreclosure: https://codes.ohio.gov/ohio-revised-code/section-5723.11

Oklahoma

Tax overage: https://law.justia.com/codes/oklahoma/2018/title-68/section-68-3131/

Mortgage foreclosure statute: https://law.justia.com/codes/oklahoma/2018/title-46/section-46-48/

Oregon

Mortgage foreclosure statute: https://oregon.public.law/statutes/ors_86.794

Pennsylvania

Tax overage statute: https://codes.findlaw.com/pa/title-72-ps-taxation-and-fiscal-affairs/

Mortgage foreclosure statute: https://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/231/chapter3000/s3136.html&searchunitkeywords=3136&origQuery=3136&operator=OR&title=null

Rhode Island

Tax overage statute: https://law.justia.com/codes/rhode-island/2012/title-44/chapter-44-9/chapter-44-9-37/

Mortgage foreclosure statute: https://law.justia.com/codes/rhode-island/2018/title-34/chapter-34-11/section-34-11-22/

South Carolina

Tax overage statute: https://law.justia.com/codes/south-carolina/2018/title-12/chapter-51/section-12-51-130/

Mortgage foreclosure statute: https://www.scstatehouse.gov/code/t29c003.php

South Dakota

Tax overage statute: https://sdlegislature.gov/Statutes/Codified_Laws/2038118

Mortgage foreclosure statute: https://sdlegislature.gov/Statutes/Codified_Laws/2046690

Tennessee

Tax overage statute: https://law.justia.com/codes/tennessee/2017/title-67/chapter-5/part-25/section-67-5-2506/

Mortgage foreclosure statute: https://law.justia.com/codes/tennessee/2010/title-35/chapter-5/

Texas

Tax overage statute: https://statutes.capitol.texas.gov/Docs/TX/htm/TX.34.htm

Mortgage foreclosure statute: https://codes.findlaw.com/tx/property-code/prop-sect-70-007.html

Tax overages not recommended

Utah

Tax overage statute: https://le.utah.gov/xcode/Title59/C59_1800010118000101.pdf

Mortgage foreclosures statute: https://le.utah.gov/xcode/Title57/Chapter1/C57-1-S29_2017050920170509.pdf

Vermont

Tax overage statute: https://legislature.vermont.gov/statutes/section/32/133/05061

Mortgage foreclosure statute: https://casetext.com/rule/vermont-court-rules/vermont-rules-of-civil-procedure/xi-special-rules-for-certain-actions/rule-801-foreclosure-of-mortgages-and-judgment-liens

Virginia

Tax overage statute: https://law.justia.com/codes/virginia/2006/toc5801000/58.1-3967.html

Mortgage foreclosure statute: https://law.justia.com/codes/virginia/2018/title-55/chapter-4/section-55-59.4/

Washington

Tax overage statute: https://app.leg.wa.gov/RCW/default.aspx?cite=84.64.080

Mortgage foreclosure statute: https://app.leg.wa.gov/RCW/default.aspx?cite=61.24.080

Tax overages no longer limited to 5%

West Virginia

Tax overage statute: http://www.wvlegislature.gov/WVCODE/ChapterEntire.cfm?chap=11A&art=3&section=10

Mortgage foreclosure statute: http://www.wvlegislature.gov/WVCODE/code.cfm?chap=38&art=1

Wisconsin

Tax overage statute: https://docs.legis.wisconsin.gov/statutes/statutes/75/69

Mortgage foreclosure statute: https://docs.legis.wisconsin.gov/statutes/statutes/846/08

Wyoming

Tax overage statute: https://law.justia.com/codes/wyoming/2017/title-39/chapter-13/section-39-13-108/

Mortgage foreclosure statute: https://law.justia.com/codes/wyoming/2018/title-34/chapter-4/section-34-4-113/

Contacts

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Phone: (626) 268-3612

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